Atlantic Luxury Advisors
455 Grand Bay Dr #1020 photo 1

455 Grand Bay Dr #1020

Key Biscayne, FL 33149

$975,000
0
1
376 sq ft
2001
1 car
Condominium
$1,234/mo
Yes
27
Active

Listing courtesy of Arch Realty Inc (Lourdes Lorenzo-Luaces). Contact: [email protected].

About this home

Ideal peaceful coastal living. This 10th-floor condo-hotel studio residence offers the perfect blend of luxury ownership and resort living at The Ritz-Carlton Key Biscayne. Elegant finishes, a convenient kitchenette, a well-appointed bathroom, and a private balcony overlooking the bay create an inviting retreat for personal enjoyment, seasonal use, or investment purposes. Owners & guests enjoy access to the Ritz-Carlton’s exceptional amenities, including oceanfront pools, private beach service, a luxury spa, fitness center, tennis facilities, concierge services, valet parking, and multiple on-site dining experiences. Set within the exclusive island community of Key Biscayne.

What it costs to own
Estimated monthly payment
$8,211/mo
Principal and interest
$4,930
Property tax
$1,439
Homeowners insurance
$608
HOA
$1,234

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$17,268/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,234/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.