




33 photos
5162 Armina
Fort Pierce, FL 34951
Listing courtesy of Keller Williams Realty of Vero (Kevin Howard). Contact: [email protected].
BUYER FINANCING FELL THROUGH! ASKING PRICE UNDER APPRAISED VALUE! Nestled in the modern Waterstone gated community, this beautifully maintained 2021-built 4BD, 2BA, 2 CG & 1,623 living sq ft.. Features include an open-concept living room, spacious island kitchen & covered screened-in lanai overlooking the fully vinyl-fenced backyard, offering added privacy & plenty of space to create your own outdoor retreat. Community amenities include a pool, fitness room & pickleball courts, all with a low HOA fee of just $140/year. An 8-year builder structural warranty is also included for peace of mind!
- Principal and interest
- $1,588
- Property tax
- $487
- Homeowners insurance
- $200
- HOA
- $140
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Outside the special flood hazard area. Flood insurance is optional.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
- Ground elevation
- 21.6 ft
- Distance to the coast
- 5.8 mi
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Sources: FEMA National Flood Hazard Layer (panel 12061C0370H, effective 2012-12-04), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.





