Atlantic Luxury AdvisorsKeller Williams Realty Services

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4680 NE Sandpebble Trace #305

Stuart, FL 34996

$440,000
2
2
1,032 sq ft
1982
Condominium
$919/mo
Yes
271
Active

Listing courtesy of Berkshire Hathaway Florida Realty. Contact: [email protected].

About this home

Experience coastal living in this fully renovated waterfront condominium on Hutchinson Island. This split-plan 2BR/2BA features rich wood cabinetry, granite countertops, stainless steel appliances, and tile flooring throughout. Enjoy wide Intracoastal views and breathtaking sunsets from your screened balcony. A boater’s paradise with 5 heated pools, tennis and pickleball courts, private beach access, and kayak storage. Impact glass windows, new front door, accordion shutters on the balcony and a 2025 A/C for peace of mind. Boat slips may be rented at $1.50/linear foot per month plus $500 annually based on availability. Ideally located just minutes from downtown Stuart’s dining, shopping, and charm—perfect for year-round living or a relaxing retreat.

What it costs to own
Estimated monthly payment
$3,952/mo
Principal and interest
$2,225
Property tax
$533
Homeowners insurance
$275
HOA
$919

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,393/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$919/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.