20 photos
1040 10th St #402
Miami Beach, FL 33139
Listing courtesy of Dalton Wade Inc (Steve Lee). Contact: [email protected].
Refined South Beach living in this sun-filled 2-bedroom, 2-bath residence offering 1,132 square feet of gracious interiors and serene garden views. Set on the fourth floor of 1040 10th Street, with elevator access, the home opens to a private balcony, an ideal spot to enjoy the outdoors. Impact glass floods the living space with natural light and adds everyday peace of mind, while tile flooring flows throughout. The kitchen is appointed with stone countertops, custom cabinetry, and stainless steel appliances. Two well-proportioned bedrooms and two full baths provide comfort and flexibility, and an in-unit washer and dryer adds true convenience. Secured, assigned parking completes the offering. Moments from Whole Foods, Lincoln Road, the beach, and South Beach’s finest dining, this is a polished retreat in the heart of Miami Beach, ideal as a primary home, seasonal residence, or investment.
- Principal and interest
- $4,498
- Property tax
- $1,307
- Homeowners insurance
- $558
- HOA
- $595
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
This building was built in 2006, according to the county property appraiser.
If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one is due by December 31, 2036. A local building official may require it at 25 years near salt water.
Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.
Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.