58 photos
8730 SW 190th St
Cutler Bay, FL 33157
Listing courtesy of South Dade Realty Inc. Contact: [email protected].
Desirable Whispering Pines 3BR/2BA pool home with NO HOA and NO CDD! Situated on a quiet, tree-lined street, this home features numerous recent updates, including a NEW ROOF on the home and workshop (September 2026), new dishwasher (August 2026), new water heater (July 2026), new kitchen countertops (June 2026), and a rescreened pool enclosure (November 2025). Cast iron pipes have been re-lined. Additional features include impact-resistant windows and doors, a natural gas range, washer and dryer, a 3-ton Ruud A/C system (2014), and a convenient hot-and-cold outdoor shower. The one-car garage offers a storage loft, while the concrete-block workshop with electricity provides additional space for projects, hobbies, or storage. Enjoy the fenced backyard and screened pool area, perfect for relaxing and entertaining. Bring your RV, or golf cart!! Conveniently located near parks, shopping, dining, biking and walking trails, and Town of Cutler Bay facilities and activities. Enjoy easy access to Black Point Marina, Old Cutler Road, US-1, and the Florida Turnpike. A wonderful opportunity to enjoy the South Florida lifestyle in an established neighborhood
- Principal and interest
- $3,433
- Property tax
- $983
- Homeowners insurance
- $425
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.