Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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25 photos

12748 131st Ter

Miami, FL 33186

$525,000
3
2.5
1,660 sq ft
2016
2 car
Townhouse
$240/mo
125
Active Under Contract

Listing courtesy of Brickell Realty Group International (Ana Shepard). Contact: [email protected].

About this home

Elegant townhouse with 3 Beds and 2 1/2 Baths, featuring granite countertops and stainless steel appliances. Includes a generous one-car garage and a paved driveway. The garage has been transformed into a functional office space, but it can easily serve as a playroom or an extra bedroom. Ideally situated in a central area with convenient access to major highways and nearby shopping destinations. The backyard offers a charming rustic design with a covered canopy. Please note that the HOA requires approval for all purchase applications. Residents also enjoy access to a heated community pool.

What it costs to own
Estimated monthly payment
$3,966/mo
Principal and interest
$2,655
Property tax
$746
Homeowners insurance
$325
HOA
$240

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$8,948/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$240/mo (from the listing)
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone D: ordered to evacuate for Category 3 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.