Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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48 photos

4357 SCOTLAND CAY

Stuart, FL 34997

$429,900
3
2
1,442 sq ft
4,962 sq ft
1999
2 car
Single Family Residence
$290/mo
Yes
8
Active Under Contract

Listing courtesy of KW Reserve (Amy Hackworth). Contact: [email protected].

About this home

Welcome to this charming, meticulously maintained home in the highly desirable, gated community of Emerald Lakes! One or more photos were virtually staged. This home features a new roof (2025), new impact windows (2025), and fresh exterior and interior paint (2023). Plantation shutters throughout. Inside, you'll find a light-filled living space complete with a partially updated kitchen and a beautifully renovated primary bathroom. Step outside to enjoy comfortable outdoor living on the screened, covered patio overlooking your private yard space. Emerald Lakes offers fantastic resort-style amenities, including a community pool, tennis courts, and pickleball courts. Move right in and begin enjoying the Florida lifestyle!

Virtual tour
What it costs to own
Estimated monthly payment
$3,250/mo
Principal and interest
$2,174
Property tax
$519
Homeowners insurance
$267
HOA
$290

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,231/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$290/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.