Atlantic Luxury Advisors
3640 16th St photo 13640 16th St photo 23640 16th St photo 33640 16th St photo 43640 16th St photo 5

37 photos

3640 16th St

Miami, FL 33145

$890,000
3
2
1,540 sq ft
8,321 sq ft
1953
Single Family Residence
41
Active

Listing courtesy of The Cortes Group Real Estate Inc. (Rosemary Cortes). Contact: [email protected].

About this home

Welcome to this charming and beautifully maintained 3-bedroom, 2-bath home located in the desirable Coral Gate neighborhood of Miami, 33145. Built in 1953 and situated on a rare oversized 8,325 sq. ft. lot, this inviting residence offers 1,540 sq. ft. of comfortable living space with classic character and thoughtful updates. The home features a remodeled kitchen completed approximately five years ago, crown molding, ceramic tile flooring throughout, and a convenient accessible layout. Major improvements include roof, electrical, and plumbing updates completed between 1991-1995. Two front windows are impact glass, while the remaining windows are protected with accordion shutters. Enjoy a spacious backyard with room for a pool, boat, RV or future expansion. Located in Flood Zone X with no HOA, this property offers flexibility and peace of mind. Zoned 5700 – Duplexes General, the property provides additional potential for future development or investment opportunities. Ideally located near Coral Gables, Coconut Grove, Brickell, and Downtown Miami, with convenient access to shopping, dining, parks, and major roadways. Zoned for Sunset Elementary, Ponce de Leon Middle, and Coral Gables Senior High. A wonderful opportunity to own a well-cared-for home in one of Miami’s most desirable central neighborhoods.

What it costs to own
Estimated monthly payment
$6,366/mo
Principal and interest
$4,500
Property tax
$1,308
Homeowners insurance
$558
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$15,697/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone E: ordered to evacuate for Category 4 and 5 hurricanes.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.