Atlantic Luxury AdvisorsKeller Williams Realty Services

37 photos

3640 SW 16th St

Miami, FL 33145

$865,000
3
2
1,540 sq ft
8,321 sq ft
1953
Single Family Residence
95
Active

Listing courtesy of The Cortes Group Real Estate Inc.. Contact: [email protected].

About this home

Welcome to this charming and beautifully maintained 3-bedroom, 2-bath home located in the desirable Coral Gate neighborhood of Miami, 33145. Built in 1953 and situated on a rare oversized 8,325 sq. ft. lot, this inviting residence offers 1,540 sq. ft. of comfortable living space with classic character and thoughtful updates. The home features a remodeled kitchen completed approximately five years ago, crown molding, ceramic tile flooring throughout, and a convenient accessible layout. Major improvements include roof, electrical, and plumbing updates completed between 1991-1995. Two front windows are impact glass, while the remaining windows are protected with accordion shutters. Enjoy a spacious backyard with room for a boat, RV or future expansion. Located in Flood Zone X with no HOA, this property offers flexibility and peace of mind. Zoned 5700 – Duplexes General, the property provides additional potential for future development or investment opportunities. Ideally located near Coral Gables, Coconut Grove, Brickell, and Downtown Miami, with convenient access to shopping, dining, parks, and major roadways. Zoned for Sunset Elementary, Ponce de Leon Middle, and Coral Gables Senior High. A wonderful opportunity to own a well-cared-for home in one of Miami’s most desirable central neighborhoods.

Virtual tour
What it costs to own
Estimated monthly payment
$6,186/mo
Principal and interest
$4,374
Property tax
$1,270
Homeowners insurance
$542
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$15,235/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
Not stated in the listing; ask us
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.