Atlantic Luxury Advisors
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20 photos

238 FERNLEAF

Port St. Lucie, FL 34953

$545,000
3
2
1,827 sq ft
13,068 sq ft
2001
2 car
Single Family Residence
$163/mo
Yes
Yes
0
Active

Listing courtesy of Sunlit Shores Real Estate LLC (Laura O'Brien). Contact: [email protected].

About this home

Enjoy stunning, expansive lake views beyond the sparkling, heated saltwater swimming pool. The lake offers excellent bass fishing, providing hours of peaceful relaxation right from your own backyard. Inside, soaring cathedral ceilings, spacious rooms, and an open plan create an inviting sense of space. The family room is conveniently positioned off the well-appointed kitchen, featuring an eat-in nook & breakfast bar. Neutral ceramic tile flows through the kitchen, family room & baths, complemented by natural-toned laminate plank flooring throughout the remaining living areas. Enjoy formal meals in the dining room. Notable features: Leaf Filter gutter guards, 2026 sprinkler system, new constant flow pump for instant hot water, UV light for AC, plantation shutters and upscale window blinds,

What it costs to own
Estimated monthly payment
$4,163/mo
Principal and interest
$2,756
Property tax
$902
Homeowners insurance
$342
HOA
$163

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$10,828/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$163/mo (from the listing)
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.