Atlantic Luxury Advisors
3430 89th Ave photo 1

3430 89th Ave

Miami, FL 33165

$675,000
3
2
1,316 sq ft
6,950 sq ft
1955
Single Family Residence
0
Active

Listing courtesy of NextEra Properties, LLC. (Erwin Estevez). Contact: [email protected].

About this home

Excellent opportunity in a desirable Southwest Miami location near shopping, dining, major roadways, schools and FIU. The property features a 3BR/2BA main residence plus separate, fully functioning 1BR/1BA rear quarters—ideal for extended family, in-law accommodations or potential rental income. The lush backyard, surrounded by mature fruit trees and tropical greenery, creates a private garden-like retreat, complemented by a detached storage building/workshop. Investors will appreciate the potential for multiple income streams from the existing property, along with the possibilities offered by duplex zoning. The surrounding area includes new-construction duplex-style development and ongoing property improvements, making the investment, expansion and redevelopment opportunities readily apparent. An excellent opportunity for an owner-occupant or investor seeking income, flexibility and long-term potential.

What it costs to own
Estimated monthly payment
$4,815/mo
Principal and interest
$3,413
Property tax
$977
Homeowners insurance
$425
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$11,722/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone D: ordered to evacuate for Category 3 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.