70 photos

Spanish Lakes One · Port St. Lucie

1 Cortez Ln

Port St. Lucie, FL 34952

$174,000

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Bedrooms

Bathrooms

Living Area

1,662 sq ft

Lot

2,614 sq ft

Year Built

2019

Garage

1 car

Type

Single Family Residence

HOA

$0/mo

Private Pool

Yes

Days on Market

233

Status

Active

Listing courtesy of Canedo Realty. Contact: 772-867-1380.

Open House

Sun, Nov 15, 11:30 AM to 1:30 PM

About this home

ELEGANT,DURABLE & SAFE is this 2019 2bed/2ba home is BUILT to LAST w/ Concrete Block Construction, IMPACT WINDOWS & Metal Roof, 3 TON 2026 HVAC system reaching Screen Porch for max sq footage living space. Corner Lot w/ tropical foliage for Front Porch Privacy. Step inside this Open Concept home&beauty continues w/ GRANITECounters, PlantationShutters for lighting& temp control, SS Appl, new Fridge,Garage w/ overheadStorage, Master w/ Walk-in Closet & dbl Sink Ensuite, LRG Window/Screened Lanai great for Grilling,Greenroom,Den,bedroom& more. PRIMELOCATION; beach,shopping,mall,grocery, bank,hospital,postal &more! Lot Lease 779.45 incl trash, lawn,Clubhouse w/Activities, Private FREEGolf,Heated Pool,Spa,Fitness,Pickleball,Tennis, Shuffleboard,Bocce,Library, Bingo, MahJong,Workshop &more!

Virtual tour

Open the tour

What it costs to own

Estimated monthly payment

$1,224/mo

Principal and interest: $880
Property tax: $236
Homeowners insurance: $108
HOA: $0

Down payment (20%, $34,800)Interest rate (%)TermInsurance ($/yr)HOA ($/mo), listing says monthly

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership

Estimated property tax

$2,830/yr

Primary residence (homestead)

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA

$0/mo (from the listing)

FEMA flood zone

Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone

Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida risk

Ground elevation: 16.4 ft
Distance to the coast: 2.8 mi
NFIP flood policies nearby: $690 to $990 a year

Sources: FEMA National Flood Hazard Layer (panel 12111C0283J, effective 2012-02-16), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-08. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map

What it costs to own

Estimated monthly payment

$1,224/mo

Principal and interest: $880
Property tax: $236
Homeowners insurance: $108
HOA: $0

Down payment (20%, $34,800)Interest rate (%)TermInsurance ($/yr)HOA ($/mo), listing says monthly

Florida cost of ownership

Estimated property tax

$2,830/yr

Primary residence (homestead)

HOA

$0/mo (from the listing)

FEMA flood zone

Lookup unavailable. Check the FEMA map

Hurricane evacuation zone

Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

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All homes in Port St. Lucie

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.