Atlantic Luxury Advisors
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34 photos

19209 80th Ct

Cutler Bay, FL 33157

$2,200,000
5
4.5
4,894 sq ft
17,771 sq ft
2006
4 car
Single Family Residence
$522/mo
Yes
122
Active

Listing courtesy of Urban Key Realty Corp (Natalia Picardi). Contact: [email protected].

About this home

Fully renovated waterfront home with all new high-impact windows, located in the prestigious gated community of Cutler Cay. One of the few homes offering open water views. This architect-renovated 5,740 SF luxury residence features 5 spacious bedrooms and 5 bathrooms (4 en-suite), combining contemporary design, comfort, and functionality. The oversized primary suite enjoys tranquil water views, creating a true private retreat. The home showcases a modern open-concept layout with a brand-new chef’s kitchen, top-tier appliances, soaring double-height ceilings, and versatile living spaces ideal for entertaining or multigenerational living. Additional highlights include a large laundry room, 4-car garage, and brand-new impact windows throughout, providing energy efficiency, security, and peace of mind. Step outside to a resort-style saltwater pool overlooking the water, perfect for relaxing or hosting gatherings in a serene setting. Residents of Cutler Cay enjoy exceptional resort-style amenities, including a clubhouse, fitness center, sauna, steam room, playground, tennis courts, and more. Low HOA of only $522/month, including internet and cable. A rare opportunity to own a fully renovated waterfront luxury home in one of Miami’s most desirable gated communities.

What it costs to own
Estimated monthly payment
$16,348/mo
Principal and interest
$11,124
Property tax
$3,327
Homeowners insurance
$1,375
HOA
$522

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$39,918/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$522/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.