Atlantic Luxury Advisors
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60 photos

8445 163rd Ter

Palmetto Bay, FL 33157

$1,979,000
6
4.5
3,971 sq ft
15,172 sq ft
1998
2 car
Single Family Residence
1
Active

Listing courtesy of Compass Florida, LLC (Adam Levy). Contact: [email protected].

About this home

Rarely available 6-bedroom, 4.5-bath triple-split Palmetto Bay retreat! With nearly 4,000 square feet of living space, this impressive two-story, 1998-built residence offers spacious flexibility and fabulous outdoor living! Two bedrooms downstairs provide the perfect setup for guests, in-laws, or a home office, while upstairs you'll find four additional bedrooms, including the spacious primary suite with a private balcony overlooking the lush tropical grounds. At the heart of the home is a gourmet kitchen featuring granite countertops, all Viking appliances, and a comfortable eat-in area. Outside, the oversized corner lot truly shines with meticulously maintained tropical landscaping, beautiful orchids, and a dedicated climbing/swing-set area. An expansive paver deck surrounds the inviting pool, creating plenty of space for entertaining, dining, or simply relaxing. Additional features include PVC plumbing, a 2025 roof, a natural gas stove/dryer/water heater, and teak hardwood flooring throughout. Play or relax in the backyard or hop on bordering paths, steps away from Coral Reef Park, Deering Estate, & top-rated public/private schools. Privacy, space, and an exceptional property, all in a premier setting. Who is ready to call this peaceful, sought-after neighborhood and house HOME?

What it costs to own
Estimated monthly payment
$14,226/mo
Principal and interest
$10,007
Property tax
$2,986
Homeowners insurance
$1,233
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$35,832/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.