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1116 HERNANDO
Fort Pierce, FL 34949
Listing courtesy of Realty One Group Engage (Nicholas Lambros). Contact: [email protected].
FULLY RENOVATED COASTAL HOME WITH INCOME POTENTIAL Enjoy coastal living in this completely renovated Fort Pierce home, located directly across from the beach and within walking distance of the Fort Pierce Inlet. With approximately 1,560 square feet of livable space, the property includes a renovated 2-bedroom, 2-bathroom upstairs residence and a full downstairs studio apartment, offering flexibility for guests, extended family, a private workspace, or potential rental income. Recent improvements include new tile flooring throughout, a new roof, new siding, renovated kitchens and bathrooms, and a completely redone two-car garage. The upstairs living area features cathedral/vaulted ceilings, a bar area, and a split-bedroom floor plan. Enjoy easy access to swimming, boating, fishing, surfing, dining, and the relaxed coastal lifestyle Fort Pierce is known for. Whether used as a full-time residence, vacation home, multigenerational property, or short-term rental, this versatile home offers an exceptional location and move-in-ready appeal.
- Principal and interest
- $3,282
- Property tax
- $1,089
- Homeowners insurance
- $408
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Outside the special flood hazard area (0.2% annual chance). Flood insurance is optional and usually priced lower.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
- Ground elevation
- 5.8 ft
- Distance to the coast
- 0.1 mi
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Sources: FEMA National Flood Hazard Layer (panel 12111C0183K, effective 2020-02-19), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.