85 photos
9582 St. Germain
Palm Beach Gardens, FL 33412
Listing courtesy of Compass Florida LLC (Mark Rucco). Contact: [email protected].
Experience refined modern luxury in this exceptional brand-new 4-bedroom, 4.5-bath residence, thoughtfully designed with premium upgrades, sophisticated finishes, and an effortless indoor-outdoor lifestyle. The expansive open floor plan is filled with natural light and enhanced by custom lighting, designer drapery, motorized window treatments, and brand-new ceiling fans throughout. A versatile flex room provides the perfect space for a private office, lounge, media room, or additional living area. The striking great room serves as the centerpiece of the home, featuring a dramatic tray ceiling, recessed high-hat lighting, and a seamless connection to the kitchen and outdoor living areas. Designed to impress, the gourmet kitchen showcases an oversized center island, polished quartz countertops, stacked cabinetry with custom gold hardware, stainless steel appliances, and a beautifully appointed custom pantry offering both style and exceptional functionality. The luxurious primary suite is a private retreat, complete with a tray ceiling, generous walk-in closet, and a spa-inspired bath featuring dual vanities, an oversized walk-in shower, and a freestanding soaking tub. Each additional bedroom offers its own private en-suite bath, providing an elevated level of comfort and privacy for family and guests. Outside, the covered patio overlooks a tranquil water view and fully fenced yard, creating an inviting setting for entertaining, relaxing, or enjoying the peaceful surroundings. From the carefully selected finishes to the thoughtful custom details throughout, this newly built residence offers a sophisticated combination of luxury, comfort, and contemporary design.
- Principal and interest
- $9,102
- Property tax
- $2,564
- Homeowners insurance
- $1,125
- HOA
- $424
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Outside the special flood hazard area. Flood insurance is optional.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
- Ground elevation
- 19.8 ft
- Distance to the coast
- 12.2 mi
- NFIP flood policies nearby
- $520 to $720 a year
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Middle half of 1,095 NFIP single-family policies in ZIP 33412, zone X, policies effective 2025-10-02 to 2026-10-02. What owners paid, not a quote for this home.
Sources: FEMA National Flood Hazard Layer (panel 12099C0334F, effective 2017-10-05), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.