Atlantic Luxury Advisors
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63 photos

13040 Bayshore Dr

North Miami, FL 33181

$4,999,000
4
4
3,542 sq ft
9,375 sq ft
2015
2 car
Single Family Residence
Yes
110
Active

Listing courtesy of The Brokerage South Florida Real Estate, LLC. (Joel Lusky). Contact: [email protected].

About this home

Beautifully designed Key West-style waterfront home blending timeless architecture with the best of South Florida living. This spacious five bedroom, four-bathroom residence offers an effortless indoor-outdoor lifestyle, with warm coastal charm, inviting living spaces, and a layout designed for both relaxed everyday living and entertaining. Set along 75 feet of prime waterfront, the property seamlessly connects to the tranquil canal with beautifully maintained outdoor spaces and a very spacious backyard that captures the essence of luxury island living. Rich in character and filled with natural light, this residence is located within the gated community of Keystone, offering a rare combination of privacy, charm, and true waterfront living in one of the area’s most desirable settings.

What it costs to own
Estimated monthly payment
$36,042/mo
Principal and interest
$25,278
Property tax
$7,639
Homeowners insurance
$3,125
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$91,669/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.