Atlantic Luxury Advisors
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39 photos

4004 Osprey Creek

Palm City, FL 34990

$390,000
3
2
1,542 sq ft
1984
Single Family Residence
$372/mo
92
Active

Listing courtesy of RE/MAX of Stuart (Peter Anthony Iandoli). Contact: [email protected].

About this home

This 3 bedroom home has two full bathrooms and is very well maintained and cared for by the owners. Located in the heart of Palm City, it is a short walk or bike ride to nearby shopping. Located within the community of Martin Downs Country Club, Osprey Creek is a small and private neighborhood with no traffic and is very quiet. Fully furnished, the home is ready to be used by the new owners. Access to A rated schools is available if needed. There is a pool/tennis club in the community with tennis, pool etc that you can join if you choose to do so but that is a separate fee. There is also a golf club you can join. This home has excellent access to the Florida Turnpike and I-95. West Palm Beach (WPB) is 30 minutes South. The airport at WPB is easy to use and very convenient.

What it costs to own
Estimated monthly payment
$3,052/mo
Principal and interest
$1,972
Property tax
$466
Homeowners insurance
$242
HOA
$372

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$5,590/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$372/mo (from the listing)
FEMA flood zone
Zone X, moderate risk

Outside the special flood hazard area (0.2% annual chance). Flood insurance is optional and usually priced lower.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.