Atlantic Luxury Advisors
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9045 203rd Ter

Cutler Bay, FL 33189

$440,000
3
2.5
1,598 sq ft
2005
Townhouse
$150/mo
3
Active

Listing courtesy of Prime Realty of South Florida (Danny Quintero). Contact: [email protected].

About this home

GREAT VALUE IN CUTLER BAY! Don’t miss this excellent opportunity to own a well-maintained home in a desirable Cutler Bay location. This property offers important major updates already completed, including a new A/C system installed in 2024 and a new tankless water heater installed in 2025. The home also features an upgraded kitchen with beautiful updated cabinetry, adding both style and functionality. Perfect for a first-time buyer, growing family, or investor, this property offers a great combination of comfort, upgrades, and long-term value. Conveniently located near shopping, dining, parks, schools, and US-1. A great opportunity at a competitive price—come see the value for yourself.

What it costs to own
Estimated monthly payment
$3,265/mo
Principal and interest
$2,225
Property tax
$615
Homeowners insurance
$275
HOA
$150

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,377/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$150/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.