Atlantic Luxury AdvisorsKeller Williams Realty Services
21514 SW 90th Ave photo 121514 SW 90th Ave photo 221514 SW 90th Ave photo 321514 SW 90th Ave photo 421514 SW 90th Ave photo 5

23 photos

21514 SW 90th Ave

Cutler Bay, FL 33189

$655,000
4
2.5
1,880 sq ft
3,383 sq ft
1997
2 car
Single Family Residence
$133/mo
10
Active

Listing courtesy of Coldwell Banker Realty (Jeffrey Margolis). Contact: [email protected].

About this home

Welcome home to this beautiful two-story single-family residence situated in the sought-after, family-friendly community of Lakes By the Bay in Cutler Bay! Featuring 4 spacious bedrooms, 2.5 bathrooms, and a 2-car garage, this layout is designed for comfortable living and entertaining. Residents enjoy access to community amenities including a swimming pool and playground. Conveniently located near top-rated schools, local parks, shopping, dining, and easy access to the Florida Turnpike. Don’t miss this fabulous opportunity!

Virtual tour
What it costs to own
Estimated monthly payment
$4,799/mo
Principal and interest
$3,312
Property tax
$946
Homeowners insurance
$408
HOA
$133

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$11,352/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$133/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.