Atlantic Luxury Advisors
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55 photos

505 MARINER BAY

Fort Pierce, FL 34949

$499,000
3
2.5
1,840 sq ft
1,500 sq ft
2004
2 car
Townhouse
$740/mo
Yes
14
Active

Listing courtesy of Illustrated Properties/Sewalls (Cameron Post). Contact: [email protected].

About this home

BRAND NEW AC MARCH 2026. Den/office has a closet and is considered a 4th bedroom. This spacious townhome offers a very functional floor plan with a two-car garage, guest parking, and multiple outdoor spaces, including a screened porch and second-floor balcony overlooking a lake in the primary bedroom. Inside, find high ceilings, recessed lighting, and upgraded Italian plank porcelain tile on the 2nd floor. The oversized primary suite features built in closet and an upgraded shower, while impact windows upstairs, a separate laundry room, and abundant storage add convenience. New roof 2022. Mariner Bay's amenities include a clubhouse, pool, fitness center, sauna, and private dock with 30 & 40ft slips. direct access to Jaycee Park's sports courts and boat launch. Slips do come available for purchase/lease at least a few times per year.

What it costs to own
Estimated monthly payment
$4,391/mo
Principal and interest
$2,523
Property tax
$820
Homeowners insurance
$308
HOA
$740

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$9,836/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$740/mo (from the listing)
FEMA flood zone
Zone X, moderate risk

Outside the special flood hazard area (0.2% annual chance). Flood insurance is optional and usually priced lower.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.