Atlantic Luxury Advisors
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23 photos

23163 104th Pl

Cutler Bay, FL 33190

$735,000
3
3
2,377 sq ft
5,259 sq ft
2010
2 car
Single Family Residence
$80/mo
2
Active

Listing courtesy of Avenew Realty Corp (Juan Molina). Contact: [email protected].

About this home

Discover effortless South Florida living in this beautifully maintained single story residence at The Enclave at Black Point Marina, a desirable Cutler Bay community near Old Cutler Road. Built in 2010, the home offers 3 bedrooms and 3 full bathrooms in a bright, functional layout with vaulted ceilings and a split bedroom design. Notable features include porcelain tile flooring, impact resistant windows and doors, indoor laundry and a two-car garage. The backyard is designed for year round enjoyment, featuring a pool and a spacious covered patio ideal for relaxing or entertaining. An adjacent community maintained green space provides added openness along the right side of the property. Attractive finishes, an excellent location within the community and a low HOA of approximately $80 per month complete this inviting opportunity near Black Point Marina.

Virtual tour
What it costs to own
Estimated monthly payment
$5,324/mo
Principal and interest
$3,717
Property tax
$1,069
Homeowners insurance
$458
HOA
$80

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$12,831/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$80/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.