Atlantic Luxury Advisors
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66 photos

775 77th Ter

Miami, FL 33138

$8,900,000
6
6.5
6,902 sq ft
10,710 sq ft
2021
2 car
Single Family Residence
Yes
168
Active

Listing courtesy of Douglas Elliman (Raissa Enis). Contact: [email protected].

About this home

Experience elevated luxury in this newly built gated waterfront estate, nestled within the prestigious 24/7 guard-patrolled community of Belle Meade. Quietly positioned on a generous 10,710 SF lot, this smart home offers 6 bedrooms and 6.5 bathrooms across 6,902 SF of refined interior living space, thoughtfully designed for comfort and tranquility. A striking pivot door welcomes you into a dramatic 21-foot foyer, revealing expansive interiors with 11-foot ceilings and sleek modern finishes throughout. The main living areas flow seamlessly, anchored by a custom kitchen outfitted with Wolf and Sub-Zero appliances, elegant cabinetry, and a spacious walk-in pantry—perfect for both everyday living and entertaining. Designed for year-round enjoyment, the outdoor spaces feature a heated pool, fully equipped summer kitchen, and covered lounge areas surrounded by lush tropical landscaping. With 70 feet of private dockage and direct access to Biscayne Bay with no fixed bridges, this property is ideal for boating enthusiasts. Blending privacy with contemporary design, this exceptional waterfront residence offers effortless sophistication just minutes from Miami’s Design District, beaches, and downtown—truly a modern coastal masterpiece.

What it costs to own
Estimated monthly payment
$64,220/mo
Principal and interest
$45,003
Property tax
$13,650
Homeowners insurance
$5,567
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$163,796/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.