Atlantic Luxury Advisors
770 69th St #2B photo 1770 69th St #2B photo 2770 69th St #2B photo 3770 69th St #2B photo 4770 69th St #2B photo 5

34 photos

770 69th St #2B

Miami, FL 33138

$345,000
1
1.5
1,042 sq ft
1965
1 car
Condominium
$1,404/mo
Yes
25
Active

Listing courtesy of Keller Williams Realty Miami Beach (Valerie Benadi). Contact: [email protected].

About this home

Direct Biscayne Bay and marina views frame this oversized 1,042-square-foot residence, offering exceptional space and light in one of Miami’s top waterfront enclaves. The unit features an expansive open plan where the kitchen, living, and dining areas breathe together naturally, framed by floor-to-ceiling glass. Proportion and flow are both right, complemented by a walk-in closet, dedicated additional storage, assigned covered parking, an in-unit dishwasher, and pet-friendly policies. Reserves are fully funded, concrete restoration is nearly complete, and a new roof is paid for. The marina fronting the property is under active restoration and generating rental income with completion expected within the year. Palm Bay is one of Miami's more distinctive addresses — a low-density waterfront community originally developed as a private tennis club, set on eight acres of landscaped grounds beneath a canopy of mature oaks. It feels closer to a private park than a condo complex. Residents enjoy a bayfront pool, jacuzzi, modern fitness center, and tennis/pickleball courts, plus direct water access for paddleboarding and kayaking. A private gate connects directly to Legion Park next door. Minutes from the beach, the Design District, Downtown Miami, I-95, and MIA, this is the ultimate retreat in the heart of the Upper Eastside.

What it costs to own
Estimated monthly payment
$3,834/mo
Principal and interest
$1,745
Property tax
$468
Homeowners insurance
$217
HOA
$1,404

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$5,620/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,404/mo (from the listing)
FEMA flood zone
Zone VE, coastal high hazard

Inside the Special Flood Hazard Area with wave action. Lenders require flood insurance on a financed home, and premiums here are the highest of any zone.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.