Atlantic Luxury Advisors
38 Harbour Isle Dr E #104 photo 138 Harbour Isle Dr E #104 photo 238 Harbour Isle Dr E #104 photo 338 Harbour Isle Dr E #104 photo 438 Harbour Isle Dr E #104 photo 5

45 photos

38 Harbour Isle Dr E #104

Fort Pierce, FL 34949

$400,000
2
2
1,989 sq ft
2005
Condominium
$860/mo
91
Active

Listing courtesy of List-A-House Realty, LLC (Rosa Guevarez). Contact: [email protected].

About this home

NEARLY 2,000 SQ. FT. OF FIRST-FLOOR LIVING ON HUTCHINSON ISLAND! Discover the space and convenience of this 2-bedroom, 2-bath residence in Harbour Isle, offering an impressive 1,989 square feet and desirable first-floor access — no waiting for elevators. The spacious split-bedroom floor plan features an oversized living and dining area, eat-in kitchen, generous primary suite with walk-in closets, and a bright Florida room offering additional space to relax, entertain, or enjoy your morning coffee. Enjoy the Harbour Isle lifestyle with resort-style amenities including a heated pool and spa, clubhouse, fitness center, tennis, pickleball, bocce, walking paths, and an active social calendar. Just minutes from the beach, Fort Pierce Inlet, marinas, waterfront dining, shopping, and historic downtown Fort Pierce. Furnishings may be available, making this an easy option for a full-time residence, seasonal getaway, or investment property. The unit may be rented immediately, providing added flexibility for buyers seeking income potential. Spacious, convenient, and ideally located on Hutchinson Island — schedule your private showing and see everything Harbour Isle has to offer.

What it costs to own
Estimated monthly payment
$3,775/mo
Principal and interest
$2,023
Property tax
$642
Homeowners insurance
$250
HOA
$860

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,702/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$860/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.