Atlantic Luxury AdvisorsKeller Williams Realty Services

45 photos

38 Harbour Isle Dr E #104

Fort Pierce, FL 34949

$379,000
2
2
1,989 sq ft
2005
Condominium
$860/mo
141
Active

Listing courtesy of List-A-House Realty, LLC. Contact: [email protected].

About this home

MAKE FLORIDA HOME BEFORE 2027! AMENDMENT 3 HAS PASSED! POTENTIAL ASSUMABLE MORTGAGE! Discover exceptional space and resort-style island living in this 2-bedroom, 2-bath Harbour Isle condo on beautiful Hutchinson Island! With 1,989 sq. ft. of FIRST-FLOOR living, enjoy easy access without waiting for elevators. Explore the possibility of Florida homestead tax benefits, subject to eligibility. The desirable split-bedroom floor plan offers an oversized living and dining area, eat-in kitchen, spacious primary suite with walk-in closets, and a light-filled Florida room—perfect for morning coffee, unwinding after the beach, or entertaining guests. Generous living spaces make this inviting residence ideal for everyday comfort, memorable gatherings, and hosting family and friends. Looking for a full-time home, seasonal getaway, or investment? This residence offers flexibility! Furnishings may be available, and rentals are allowed immediately, subject to association requirements. A potential assumable mortgage may offer another financing option for qualified buyers, subject to lender approval. Enjoy a heated pool and spa, clubhouse, fitness center, tennis, pickleball, bocce, scenic walking paths, and an active social calendar. Enjoy the best of the Treasure Coast, just minutes from sandy beaches, Fort Pierce Inlet, marinas, waterfront dining, shopping, and historic downtown Fort Pierce. MAKE YOUR ISLAND-LIVING DREAM A REALITY—SCHEDULE YOUR PRIVATE SHOWING TODAY!

Virtual tour
What it costs to own
Estimated monthly payment
$3,613/mo
Principal and interest
$1,916
Property tax
$604
Homeowners insurance
$233
HOA
$860

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,250/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$860/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.