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9982 196th St
Cutler Bay, FL 33157
Listing courtesy of Realty One Group Evolution (Joselyn Zelaya). Contact: [email protected].
Welcome home to one of Cutler Bay's most desirable communities! This beautifully updated property offers the perfect combination of comfort, lifestyle, and investment potential. Featuring a fully renovated kitchen, new flooring throughout, a 2022 roof, and a private pool, this home is truly move-in ready and designed for enjoying South Florida living year-round. Located in a quiet, family-friendly neighborhood with NO HOA, you'll enjoy the freedom of homeownership without additional restrictions or fees. The area is known for its strong sense of community, excellent residential appeal, and consistent property appreciation, making it an outstanding opportunity for both first-time homebuyers and savvy investors. Conveniently situated just minutes from the Florida Turnpike, US-1, top-rated medical facilities, shopping centers, restaurants, parks, and everyday conveniences, this location offers the perfect balance between accessibility and tranquility. Imagine hosting family gatherings in your spacious backyard, relaxing by the pool on sunny Florida afternoons, and creating lasting memories in a home that has already undergone major updates. With strong market demand, a highly desirable location, and valuable upgrades already completed, this property offers not only a beautiful place to live but also an exceptional long-term investment.
- Principal and interest
- $3,110
- Property tax
- $884
- Homeowners insurance
- $383
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.