Atlantic Luxury Advisors
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71 photos

1045 Harbor Villas #5

North Palm Beach, FL 33408

$2,749,000
3
4.5
4,219 sq ft
2019
2 car
Condominium
$2,064/mo
Yes
Yes
149
Active

Listing courtesy of INLET Properties & Investments, LLC (Christian A Penner). Contact: [email protected].

About this home

Discover luxury living in North Palm Beach. This 4-story waterfront condo sits directly on the Intracoastal with no fixed bridges and minutes to the ocean, offering breathtaking horizon views. Designed for lifestyle and comfort, it features soaring ceilings, an open layout, and high-end finishes throughout. The gourmet kitchen includes top-tier appliances, quartz countertops, and a pearl backsplash. The primary suite offers a walk-in closet, spa-like bath, and private balcony overlooking the water. Boaters will love the private dock with a 25,000 lb lift, accommodating up to a 35-ft boat for effortless access to open water. Exceptional location, unmatched views, and true coastal elegance.

What it costs to own
Estimated monthly payment
$21,628/mo
Principal and interest
$13,900
Property tax
$3,947
Homeowners insurance
$1,717
HOA
$2,064

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$47,368/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$2,064/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.