Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
1110 97TH photo 11110 97TH photo 21110 97TH photo 31110 97TH photo 41110 97TH photo 5

85 photos

1110 97TH

Miami, FL 33174

$1,325,000
3
4
3,198 sq ft
21,000 sq ft
1987
2 car
Single Family Residence
Yes
Yes
53
Active Under Contract

Listing courtesy of Coldwell Banker Realty (Adele K Pick). Contact: [email protected].

About this home

INCREDIBLE OPPORTUNITY! PRICED $120K BELOW JUST MARKET TAX VALUE! Rare Miami estate on almost HALF ACRE on NAVIGABLE WATERFRONT in sought-after Coral Park Estates. Light, bright & airy, this well-maintained 2-story 3BD+LOFT/4BA/2CG residence on KISS LAKE offers 3200 SF of living space with dramatic soaring ceilings, a striking staircase & spacious floor plan, created for entertaining. Within the 21,000 SF lot lies an expansive terrace, oversized pool & sprawling lawn with sweeping lake views where you can kayak, boat, jet ski or fish. Recent improvements include 2026 newly painted int/exterior, 2026 new luxury vinyl floors, 2019 water heater, 2017/2019 ACs, 2024 pool motor. A wide circular driveway, porte-cochere, 2019 ROOF & full hurricane protection complete this rare offering. The main level features generous formal & casual gathering spaces, 2 spacious ensuite bedrooms & full guest cabana bath. The kitchen boasts abundant cabinetry, a double-sided island for casual dining & an adjoining air-conditioned flex room ideal as a home gym, yoga studio, hobby room or creative workspace. Upstairs is the 3rd bedroom, full bathroom & an impressive loft with stunning lake views, perfect for guests or as a media/game room. The sliding doors lead to a large, covered patio, perfect for dining el fresco or simply unwinding while taking in unforgettable sunsets. Minutes from FIU, Miami Intl Airport, world-class healthcare, shopping & dining, with quick highway access to the beaches, downtown Miami, Design District, Wynwood, Coral Gables and everywhere else you want to be, this is an exceptional opportunity to enjoy expansive waterfront living in one of Miami's most established residential neighborhoods. NO HOA. Some AI enhanced photos show the potential to turn this amazing retro 80's estate into a modern Miami masterpiece, right on the largest lot overlooking Kiss Lake, and one of the largest lots in the area. Truly an exceptional opportunity! Welcome to the most desirable enclave in all Westchester - Coral Lake Estates of Miami!

Virtual tour
What it costs to own
Estimated monthly payment
$9,503/mo
Principal and interest
$6,700
Property tax
$1,978
Homeowners insurance
$825
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$23,740/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone E: ordered to evacuate for Category 4 and 5 hurricanes.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.