Atlantic Luxury Advisors
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36 photos

4277 Pine Cove

Stuart, FL 34997

$365,000
3
2.5
1,753 sq ft
2012
1 car
Townhouse
$260/mo
Yes
60
Active

Listing courtesy of Keyes Company (Craig S Fialkowski). Contact: [email protected].

About this home

Welcome to this charming 3-bedroom, 2.5-bathroom townhouse nestled in Whitemarsh Reserve in Stuart, Florida. Spanning 1,753 square feet across two stories, this residence offers practical living space designed for comfort and convenience. The floor plan thoughtfully includes 3 bedrooms, 2 full bathrooms, 1 half bath, and a 1-car garage, offering flexibility for various lifestyle needs. This well-appointed townhouse presents an excellent opportunity for those seeking a quality residence in the Stuart area. Whitemarsh Reserve is a private gated community with a resident-only pool, tennis court, and basketball court. Downtown Stuart is less than 3.5 miles offering waterfront dining and shopping. Stuart, Florida, is a charming coastal city on the Treasure Coast. Nestled along the St. Lucie River near the Indian River Lagoon and the Atlantic Ocean. Widely known as the "Sailfish Capital of the World" for its outstanding sport fishing. With a historic downtown full of shops, restaurants, and preserved architecture, nearby pristine beaches, and a relaxed small-town atmosphere, Stuart was named the Best Coastal Small Town in the U.S. by USA Today

What it costs to own
Estimated monthly payment
$2,763/mo
Principal and interest
$1,846
Property tax
$432
Homeowners insurance
$225
HOA
$260

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$5,188/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$260/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone E: ordered to evacuate for Category 4 and 5 hurricanes.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.