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22578 89th Pl
Cutler Bay, FL 33190
Listing courtesy of Yaliesy Ginard R.E. Broker (Yaliesy Ginard). Contact: [email protected].
Enjoy privacy, beautiful lake views, and breathtaking sunsets from this completely renovated lakefront townhome in the gated community of The Isles of Bayshore. Bright and spacious, this 3-bedroom, 2.5-bath home was fully renovated in 2022 with impact windows and doors, solar panels, whole-home water filtration, new A/C, and a new water heater. The open kitchen features custom cabinetry, ample storage, a pantry, stainless steel appliances, an eat-in counter, and stunning lake views. The spacious dining and living areas flow into a bright family room, ideal for an office or additional living space. A half bath and access to the private, pavered lakefront patio complete the first floor. Upstairs, three generously sized bedrooms feature beautiful flooring. The primary suite offers a large walk-in closet and an ensuite bath with double sinks and an oversized shower. A convenient laundry room includes a newer washer and dryer (less than one year old). Enjoy resort-style amenities with a low HOA, including a clubhouse, two pools, Jacuzzi, fitness center, playground, and bike/jog paths. Additional features include a one-car garage with automatic opener and a dedicated 240V outlet ready for an electric vehicle. Owner occupied. 24-hour minimum notice required. Pre-approval letter required to schedule showings.
- Principal and interest
- $2,452
- Property tax
- $684
- Homeowners insurance
- $300
- HOA
- $130
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.