Atlantic Luxury Advisors
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17 photos

650 West Ave #406

Miami Beach, FL 33139

$549,000
1
1
746 sq ft
1997
1 car
Condominium
$1,075/mo
15
Active

Listing courtesy of Compass Florida, LLC (Terrence Segall). Contact: [email protected].

About this home

Miami Beach oasis! Recently upgraded 1BR/1BA at The Floridian featuring brand-new ceramic flooring, updated bathroom, granite countertops, brand-new kitchen appliances, newly installed A/C, beautifully stained closet doors, customized bedroom closet, in-unit washer/dryer, private balcony and covered parking. Ideally located in the heart of South Beach near parks, restaurants, boutiques, grocery stores, the beach and marina. Full-service building with two pools, hot tub, sauna, steam room, fitness center, tennis court, BBQ grills, meeting rooms, on-site grocery store, valet parking and 24/7 staffed mailroom.

What it costs to own
Estimated monthly payment
$4,976/mo
Principal and interest
$2,776
Property tax
$783
Homeowners insurance
$342
HOA
$1,075

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$9,392/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,075/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.