Atlantic Luxury Advisors
645 RANCH OAK photo 1645 RANCH OAK photo 2645 RANCH OAK photo 3645 RANCH OAK photo 4645 RANCH OAK photo 5

40 photos

645 RANCH OAK

Port St. Lucie, FL 34984

$675,904
5
4
3,422 sq ft
2026
2 car
Single Family Residence
$223/mo
Yes
35
Active

Listing courtesy of Taylor Morrison Realty of Florida (Michelle Campbell). Contact: [email protected].

About this home

What's Special: 5th Bedroom. New Construction - March Completion! Built by America's Most Trusted Home Builder. Welcome to the Barbados at 645 SE Ranch Oak Circle in Veranda Oaks! This spacious two-story home offers five bedrooms, four bathrooms, and flexible living spaces designed to fit the way you live. The open-concept gourmet kitchen overlooks the great room and casual dining area, creating a bright and welcoming space for gathering with family and friends. A first-floor bedroom, full bath, and private study provide comfort and versatility for guests, work, or hobbies. Upstairs, the generous primary suite features a private balcony, while a large game room and three additional bedrooms give everyone room to relax and unwind. A covered lanai and thoughtful storage throughout complete this beautifully designed home. A new home opportunity awaits at Veranda Oaks in Port St. Lucie. Conveniently located near the Martin County line with easy access to the Florida Turnpike, you're close to beaches, recreation, shopping, medical facilities, and Treasure Coast attractions. This gated 56acre community features two lakes and an amenity center with a pool, cabana, dog park, playground, and covered seating. Additional Highlights Include: shower in place of tub at bath 4, pocket slider at great room, outdoor kitchen rough-in, deluxe primary shower and garden tub, and whole house impact windows. Photos are for representative purposes only. MLS#B26065458

What it costs to own
Estimated monthly payment
$5,204/mo
Principal and interest
$3,418
Property tax
$1,138
Homeowners insurance
$425
HOA
$223

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,650/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$223/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.