Atlantic Luxury Advisors
435 21st St #205 photo 1435 21st St #205 photo 2435 21st St #205 photo 3435 21st St #205 photo 4435 21st St #205 photo 5

11 photos

435 21st St #205

Miami Beach, FL 33139

$270,000
1
1
556 sq ft
1936
1 car
Condominium
$982/mo
295
Active

Listing courtesy of Miami Dreams Realty Inc. (Francesco Cecchini). Contact: [email protected].

About this home

Artecity Governor One bed/One bath ideal for investors or absentee owners seeking strong returns. Perfectly situated in the heart of Miami Beach, just steps from Lincoln Road, the W Hotel, The Setai, and the Bass Art Museum. The building offers full amenities, including valet, concierge, private beach service, a fitness center, pool, and cabanas. Wood flooring, a spacious layout, and an Italian-style kitchen with stainless steel appliances. Enjoy the ultimate convenience, just a short walk to the beach.

What it costs to own
Estimated monthly payment
$2,867/mo
Principal and interest
$1,365
Property tax
$353
Homeowners insurance
$167
HOA
$982

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$4,233/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$982/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.