Atlantic Luxury AdvisorsKeller Williams Realty Services

58 photos

10851 S Ocean Dr #101

Jensen Beach, FL 34957

$415,000
2
1
748 sq ft
1990
Mobile Home
$329/mo
Yes
110
Active

Listing courtesy of Keyes Co. Contact: [email protected].

Open House
  • Sun, Nov 15, 1 to 3 PM
About this home

Welcome to the Mermaid Cottage – Your Waterfront Island Escape! Discover the charm of the Mermaid Cottage, a beautifully maintained waterfront retreat on S. Hutchinson Island, where every day feels like a vacation. This move-in-ready home is being offered fully furnished and features 2 bedrooms, 1 beautifully remodeled bathroom, and your own 2022 - 12,000lb boat lift, 28' maximum boat....making it the perfect haven for boaters, anglers, and island lovers alike. Seawall has been replaced. Enjoy direct Intracoastal access with no fixed bridges and reach the ocean in approximately 5 miles. Spend your days cruising to waterfront restaurants with boat docks, fishing, sandbar hopping, or simply watching manatees from your backyard. Located within a welcoming gated waterfront community, residents enjoy an impressive selection of amenities, including: Beachside swimming pool, Clubhouse, event hall, fitness center, Game room, Gazebo, Shuffleboard courts, and boat ramp. Golf cart-friendly, dog-friendly community. Rentals permitted (subject to community guidelines). Whether you're searching for a full-time residence, seasonal getaway, vacation home, or investment opportunity, the Mermaid Cottage offers the ideal blend of waterfront living and relaxed coastal charm.....Come experience the magic of the Mermaid Cottage!

What it costs to own
Estimated monthly payment
$3,354/mo
Principal and interest
$2,098
Property tax
$669
Homeowners insurance
$258
HOA
$329

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$8,026/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$329/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.