Atlantic Luxury Advisors
10398 Utopia photo 110398 Utopia photo 2

10398 Utopia

Boynton Beach, FL 33437

$495,000
3
2
1,845 sq ft
5,455 sq ft
1998
2 car
Single Family Residence
$600/mo
Yes
Yes
4
Active

Listing courtesy of Option One Realty Inc. (Karen S Ullman). Contact: [email protected].

About this home

Beautifully updated home in the gated community of Grove Isle. Two bedrooms and den. Gorgeous wide lake and sunset views. Step through the new hurricane rated front door and see the wood look lite oak plank ceramic tile that is in the whole home. The open concept has sliders to the screened in porch. The kitchen is complete with Shaker cabinets, pull outs in the pantry, granite counter tops and appliances that are less than 5 years old. The master bedroom is equipped with a walk in closet, a double hung linear closet and an updated master bath.The AC was replaced in 2024 and according to the Seller has a lifetime warranty that can be transferred to the Buyer. The laundry room has a washer and dryer that is less than 5 years old and cabinets for extra storage with granite counter tops. . The garage has an epoxy floor There is a portable generator and hook up for the generator. A paver driveway matches the roof.

What it costs to own
Estimated monthly payment
$4,073/mo
Principal and interest
$2,503
Property tax
$662
Homeowners insurance
$308
HOA
$600

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,942/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$600/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.