47 photos
10 South River Dr #608
Miami, FL 33130
Listing courtesy of Keller Williams Eagle Realty. Contact: [email protected].
An exceptional residence in the heart of Downtown Miami, this beautifully updated 2-bedroom, 2-bath condo at Neo Lofts offers modern comfort and resort-style living. The thoughtful layout features two separate en-suite bedrooms ideal for families or guests, an open-concept living area, contemporary finishes, stainless steel appliances, tiled baths, and an in-unit washer and dryer. A rare highlight is direct access from the private balcony to the amenity level, allowing seamless indoor-outdoor living without elevators. The pool, jacuzzi, gym, and social lounge are located on the same floor, creating a true resort-at-home experience with city and water views. Built in 2004, Neo Lofts is a well-managed, reserved building offering 24-hour concierge, valet, spa/sauna, tennis courts, dog park, business center, and a brand-new state-of-the-art infinity-edge pool. Unit includes one assigned parking space and a private storage unit, with additional parking available for sale or rent. Perfectly positioned near Brickell, Wynwood, Coral Gables, Coconut Grove, and direct access to I-95. Seller to pay all current special assessments in full at closing and offer a $2,500 credit to buyer at closing.
- Principal and interest
- $1,896
- Property tax
- $515
- Homeowners insurance
- $233
- HOA
- $1,099
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
This building was built in 2004, according to the county property appraiser.
If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one is due by December 31, 2034. A local building official may require it at 25 years near salt water.
Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.
Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.