Atlantic Luxury AdvisorsKeller Williams Realty Services
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19 photos

20205 SW 79th Ct

Cutler Bay, FL 33189

$699,000
4
3
2,315 sq ft
9,760 sq ft
1986
2 car
Single Family Residence
$54/mo
5
Active

Listing courtesy of Cityside Realty Group (Javier Zambrano). Contact: [email protected].

About this home

Opportunity awaits in desirable Saga Bay! This single-family home offers a solid, versatile layout with a 3-bedroom, 2-bath main living area plus an additional bedroom and bathroom with a private entrance—ideal for in-laws or guest quarters, with potential for additional rental income. Being sold AS-IS, the property presents an excellent opportunity to update and personalize the space to fit your style. A smart buy for someone ready to bring their vision to life and make this home their own!

Virtual tour
What it costs to own
Estimated monthly payment
$5,036/mo
Principal and interest
$3,535
Property tax
$1,014
Homeowners insurance
$433
HOA
$54

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$12,165/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$54/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.