Atlantic Luxury Advisors
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32 photos

6240 20th Ter

Miami, FL 33155

$760,000
4
2
2,173 sq ft
7,500 sq ft
1948
Single Family Residence
19
Active

Listing courtesy of Cohen & Roth, LLC (Reinaldo Delgado). Contact: [email protected].

About this home

Welcome to this spacious 4-bedroom, 2-bathroom single-family home in the desirable Gables View neighborhood with no HOA. Located just 2 blocks from West Miami and minutes from Coral Gables, top-rated schools, shopping, and dining, this property offers an unbeatable combination of location and flexibility. Spanning over 2,100 square feet of living area on a large lot of 7,500 square feet, the layout is designed to fit a variety of needs. The versatile floor plan can easily be configured to create an in-law quarters efficiency with its own separate entrance—or even modified for two private rooms with direct exterior access. It is an ideal setup for multi-generational living, home business space, or rental opportunities. Out back, you will find an expansive covered patio overlooking a fully fenced yard with plenty of room for entertaining, pets, or adding a pool. Positioned in an area with desirable RU-2 neighborhood zoning, this home delivers great long-term value for both homeowners and investors.

What it costs to own
Estimated monthly payment
$5,426/mo
Principal and interest
$3,843
Property tax
$1,108
Homeowners insurance
$475
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,293/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone E: ordered to evacuate for Category 4 and 5 hurricanes.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.