Atlantic Luxury Advisors
1120 102nd st #7 photo 11120 102nd st #7 photo 21120 102nd st #7 photo 31120 102nd st #7 photo 41120 102nd st #7 photo 5

22 photos

1120 102nd st #7

Bay Harbor Islands, FL 33154

$345,000
1
1
810 sq ft
1964
1 car
Condominium
$641/mo
40
Active

Listing courtesy of Florida Capital Realty (Bernardo Sbardella). Contact: [email protected].

About this home

Welcome to the Golden Key Condominium in the heart of Bay Harbor Islands. A rare chance to get a great deal and completely renovate this 1 bed 1 bath w/ open floor plan. Approximately 65 additional square feet from enclosed balcony with windows and air conditioning, not included in the 810 sf. On site laundry , Pool, 1 assigned parking space, 1 large storage unit, can lease right away yearly for 1 year leases, max 2 people per unit, no pets. Close to the Prestigious Bal Harbor Shops, cafes & restaurants on Kane Concourse, Easy access to A1A and beach. A+ K-8 school located within walking distance; rated one of the safest cities in Florida year after year. 40 year certification in process, no special assessments being discussed or in place. All ages welcome. 2025 Budget has 10% + reserves.

What it costs to own
Estimated monthly payment
$3,071/mo
Principal and interest
$1,745
Property tax
$468
Homeowners insurance
$217
HOA
$641

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$5,620/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$641/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.