Atlantic Luxury AdvisorsKeller Williams Realty Services

43 photos

601 NW Winters Creek Rd

Palm City, FL 34990

$995,000
3
3.5
3,208 sq ft
1994
Single Family Residence
$4,335/mo
Yes
117
Active

Listing courtesy of Harbour Ridge Realty Inc. Contact: [email protected].

About this home

GREAT OPPORTUNITY to be on WINTERS CREEK: Enjoy tranquil views of the creek and preserve. Expanded Cordova model:3 bedrooms, 3 full baths, a powder room, plus office/den with built-in desk. Each bedroom has en-suite bath. Mexican tile throughout the main living areas, formal living room has hardwood flooring, a fireplace. Family room has custom built-ins, pocket sliders opening to the pool patio. Spacious primary suite with high ceilings, walk-in closets, sitting area, dual vanities. Plus generator, 2-car garage plus golf cart garage. Harbour Ridge is private, mandatory membership community, two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse, 2-mile riverfront walking path, biking, yacht club, marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

Virtual tour
What it costs to own
Estimated monthly payment
$11,702/mo
Principal and interest
$5,031
Property tax
$1,711
Homeowners insurance
$625
HOA
$4,335

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$20,529/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$4,335/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.