Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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18 photos

1030 42nd Ter

Homestead, FL 33033

$295,000
2
2
1,046 sq ft
2006
Townhouse
$152/mo
Yes
22
Active Under Contract

Listing courtesy of Keller Williams Realty Premier Properties (Edward Escobar). Contact: [email protected].

About this home

Corner-Lot Waterfront Gem with Split Floorplan! This beautifully maintained 2BR/2BA at 1030 NE 42 TER in Homestead sits at a bend in the community — giving you more yard than any comparable end-unit 2/2. Enjoy serene sunsets over the water from your fenced brick paver patio. Inside, the split floorplan places both bedrooms on opposite ends of the home for maximum privacy, and the primary suite includes a spacious walk-in closet. The bright living/dining area features sliders opening to the patio and water view, plus in-unit washer/dryer for everyday convenience! Low HOA at just $152/mo. Move-in ready and priced to sell fast — first showings will be this weekend, Sept 5 from 11am-2pm and Saturday from 2-5pm.

What it costs to own
Estimated monthly payment
$2,218/mo
Principal and interest
$1,492
Property tax
$391
Homeowners insurance
$183
HOA
$152

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$4,696/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$152/mo (from the listing)
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.