Atlantic Luxury Advisors
221 Plantation #316 photo 1221 Plantation #316 photo 2221 Plantation #316 photo 3221 Plantation #316 photo 4221 Plantation #316 photo 5

31 photos

221 Plantation #316

Hutchinson Island, FL 34996

$389,000
2
2
1,148 sq ft
1987
Condominium
$893/mo
Yes
Yes
173
Active

Listing courtesy of Keyes Co (Nancy Gagnon). Contact: [email protected].

About this home

Beautiful 2-bedroom, 2-bathroom retreat offered fully furnished for effortless living. This inviting home offers a spacious screened-in porch with serene views of lush greenery—perfect for relaxing or entertaining. Inside, you'll find an updated kitchen and modernized bathrooms, with the kitchen fully equipped to provide all the comforts of home. Additional features include 2 covered parking spaces and storage area, a prime location within the highly sought-after Indian River Plantation community. Club Villas residents enjoy convenient walking access to the Ocean Club Golf Course, community pool, and private beach access. Just a short drive away, you'll find vibrant downtown areas, shopping, dining, and more, making this the ideal blend of tranquility and convenience.

What it costs to own
Estimated monthly payment
$3,567/mo
Principal and interest
$1,967
Property tax
$465
Homeowners insurance
$242
HOA
$893

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$5,574/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$893/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.