Atlantic Luxury Advisors
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49 photos

815 76th St

Miami, FL 33138

$6,500,000
4
3.5
3,309 sq ft
13,106 sq ft
2020
Single Family Residence
Yes
102
Active

Listing courtesy of Serhant (Jason Sims). Contact: [email protected].

About this home

Fully renovated waterfront residence in the gated community of Belle Meade, set on one of the highest elevation lots in the neighborhood. Positioned above current flood requirements and eligible for a favorable flood certificate, offering a rare advantage for waterfront ownership in Miami. Completed in 2020, this fully permitted renovation included all new electrical, plumbing, and structural upgrades. The home features a new roof, dual HVAC systems, tankless water heaters, buried FPL power lines, and hurricane impact windows and doors throughout. The interior showcases a custom Italkraft kitchen with Sub-Zero and Wolf appliances including convection oven, steam oven, warming drawer, and wine storage. Natural stone finishes, a custom wood bar, and spa-style bathrooms with Hansgrohe fixtures elevate the design. Smart home features include Lutron lighting, Cat 5 wiring, and a multi-zone Sonos sound system inside and out. Outdoor living is equally impressive with a saltwater pool, electric heater, outdoor kitchen, and professionally landscaped grounds. The new composite dock includes a 27,000 lb boat lift & 76 feet of water frontage, power, water, and lighting, ideal for boaters. Turnkey, high-elevation waterfront living in one of Miami’s most sought-after gated enclaves.

What it costs to own
Estimated monthly payment
$46,887/mo
Principal and interest
$32,868
Property tax
$9,952
Homeowners insurance
$4,067
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$119,422/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.