Atlantic Luxury Advisors
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45 photos

9821 Bay Harbor Dr #501

Bay Harbor Islands, FL 33154

$870,000
2
2
947 sq ft
2017
2 car
Condominium
$1,408/mo
Yes
2
Active

Listing courtesy of The Keyes Company (Isabel Mosquera). Contact: [email protected].

About this home

Experience boutique waterfront living in this exceptional 2 bedroom, 2 bath corner residence at O Residences in Bay Harbor Islands. Floor-to-ceiling windows fill the home with natural light, while the expansive wraparound balcony offers the rare opportunity to enjoy both sunrise and sunset. Sophisticated interiors feature Italian porcelain flooring, marble-finished bathrooms, and a beautifully appointed Italian kitchen with quartz countertops and Viking appliances. Resort-style amenities include two pools, a heated main pool with cold plunge, Intracoastal pool with hot tub, BBQ areas, fitness center, sauna, paddleboards, kayaks, and community dock. Includes two assigned covered parking spaces and private storage. Ideally located moments from the beach, Bal Harbour Shops, fine dining, cafés, parks, and top-rated schools. A rare opportunity to enjoy refined island living in one of Bay Harbor Islands' boutique waterfront residences.

Virtual tour
What it costs to own
Estimated monthly payment
$7,626/mo
Principal and interest
$4,399
Property tax
$1,277
Homeowners insurance
$542
HOA
$1,408

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$15,327/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,408/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.