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9821 E Bay Harbor Dr #501
Bay Harbor Islands, FL 33154
Listing courtesy of The Keyes Company. Contact: [email protected].
Experience boutique waterfront living in this exceptional 2 bedroom, 2 bath corner residence at O Residences in Bay Harbor Islands. Floor-to-ceiling windows fill the home with natural light, while the expansive wraparound balcony offers the rare opportunity to enjoy both sunrise and sunset. Sophisticated interiors feature Italian porcelain flooring, marble-finished bathrooms, and a beautifully appointed Italian kitchen with quartz countertops and Viking appliances. Resort-style amenities include two pools, a heated main pool with cold plunge, Intracoastal pool with hot tub, BBQ areas, fitness center, sauna, paddleboards, kayaks, and community dock. Includes two assigned covered parking spaces and private storage. Ideally located moments from the beach, Bal Harbour Shops, fine dining, cafés, parks, and top-rated schools. A rare opportunity to enjoy refined island living in one of Bay Harbor Islands' boutique waterfront residences.
- Principal and interest
- $4,399
- Property tax
- $1,277
- Homeowners insurance
- $542
- HOA
- $1,408
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
O Residences, A Condo was built in 2017, according to the county property appraiser.
If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one is due by December 31, 2047. A local building official may require it at 25 years near salt water.
Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.
Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.