Atlantic Luxury Advisors
13008 Harbour Ridge photo 113008 Harbour Ridge photo 213008 Harbour Ridge photo 313008 Harbour Ridge photo 413008 Harbour Ridge photo 5

89 photos

13008 Harbour Ridge

Palm City, FL 34990

$469,000
3
2.5
1,756 sq ft
6,706 sq ft
1994
2 car
Single Family Residence
$3,849/mo
Yes
20
Active

Listing courtesy of Serhant (Michael Ortega). Contact: [email protected].

About this home

RENOVATED AND MOVE IN READY FOR THE 2027 SEASON! Tucked within the intimate enclave of Fig Tree Village, this beautifully updated one-story single-family residence offers refined living in a private, resort-style setting with serene views of the 18th hole of the River Ridge course. Spanning 1,756 A/C Sqft, the home features three spacious bedrooms (3rd bedroom currently used as office), two and a half baths, and a thoughtfully designed layout complemented by a two-car garage with epoxy flooring and an extended driveway. Major system upgrades provide peace of mind, including a 2020 roof, 2021 A/C, and a new 2025 water heater. At the heart of the home, the newly renovated kitchen blends style and functionality with stainless steel appliances, quartz countertops, a striking glass tile backsplash, and elegant two-toned cabinetry anchored by a statement island perfect for both everyday living and entertaining. The bathrooms have been tastefully renovated with custom-built vanities, stone countertops, and glass-enclosed showers, creating spa-like retreats. Throughout the home, you'll find wood and tile flooring (no carpet), custom window treatments, new remote-controlled ceiling fans, updated light fixtures, and custom closet built-ins that elevate both comfort and organization. Outdoor living is equally impressive. A screen-enclosed patio with tumbled stone flooring invites relaxed mornings and evening gatherings, while a secondary paver patio extends your entertaining space or a perfect area to BBQ. Fig Tree Village is a boutique HOA community of just 22 patio homes, offering residents access to a community pool with an outdoor kitchen in a peaceful, low-maintenance environment. Beyond the Fig Tree neighborhood, Harbour Ridge stands out as one of South Florida's most premier private club memberships, offering an unparalleled lifestyle. From championship golf and boating to fitness, tennis, pickleball, dining, and nature experiences within a Certified Audubon Cooperative Sanctuary, the community delivers exceptional amenities paired with personalized, first-class service. This move-in-ready home presents a rare opportunity to enjoy elegant living, scenic views, and a world-class club lifestyle all in one exceptional setting.

Virtual tour
What it costs to own
Estimated monthly payment
$7,279/mo
Principal and interest
$2,372
Property tax
$766
Homeowners insurance
$292
HOA
$3,849

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$9,190/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$3,849/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.