Atlantic Luxury Advisors
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21130 87th Ave #304

Cutler Bay, FL 33189

$315,000
2
2
991 sq ft
2005
Condominium
$419/mo
0
Active

Listing courtesy of Luxe Properties (Brooke Williams). Contact: [email protected].

About this home

Spacious and updated 2-bedroom, 2-bath condo featuring a functional split floor plan, abundant natural light, and peaceful lake views. The unit includes an in-unit washer and dryer, open balcony, assigned parking, and additional storage. Conveniently located near supermarkets, shopping centers, Black Point Marina, and with easy access to the Florida Turnpike. The community allows immediate rentals, making this property a great option for investors.

What it costs to own
Estimated monthly payment
$2,634/mo
Principal and interest
$1,593
Property tax
$422
Homeowners insurance
$200
HOA
$419

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$5,065/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$419/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.