Atlantic Luxury Advisors
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33 photos

3915 Meridian Ave #201

Miami Beach, FL 33140

$249,000
0
1
465 sq ft
1940
Condominium
$416/mo
Yes
75
Active

Listing courtesy of Compass Florida, LLC. (Elli Scharlin). Contact: [email protected].

About this home

Wake up to calm canal views and a slower pace of living in this waterfront Miami Beach residence just moments from the ocean. Set within a charming boutique building, the property offers direct water access—ideal for paddleboarding from the community dock—and a lush shared backyard designed for peaceful relaxation. Inside, the intelligently arranged layout features partitioned living and sleeping areas, creating the comfort and functionality of a one-bedroom feel while maintaining an open studio design. Wood and tile flooring, central cooling, and in-unit washer and dryer provide everyday ease. Ideally located near the beach, this residence offers a unique opportunity to enjoy relaxed waterfront living in a prime coastal setting. Tenant in place with notice.

What it costs to own
Estimated monthly payment
$2,153/mo
Principal and interest
$1,259
Property tax
$320
Homeowners insurance
$158
HOA
$416

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$3,845/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$416/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.