Atlantic Luxury Advisors
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30 photos

1177 Bayshore #204

Hutchinson Island, FL 34949

$254,000
1
1
792 sq ft
1970
Condominium
$344/mo
Yes
Yes
13
Active

Listing courtesy of Southern Castles (Donna L Benton). Contact: [email protected].

About this home

Waterfront living awaits in this one-bedroom, one-bathroom condominium at Colonnades Condominium on Hutchinson Island. The simple floor plan spans 792 square feet with spectacular water views, offering efficient and thoughtful design. This waterfront property provides a distinctive setting for those seeking direct water access and the lifestyle it affords. The compact layout maximizes usable space while maintaining the appeal of a residential condominium ownership opportunity. This building being pet friendly. Whether as a primary residence or an investment in coastal real estate, this unit delivers waterfront value in an established community.

What it costs to own
Estimated monthly payment
$2,166/mo
Principal and interest
$1,284
Property tax
$380
Homeowners insurance
$158
HOA
$344

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$4,555/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$344/mo (from the listing)
FEMA flood zone
Zone X, moderate risk

Outside the special flood hazard area (0.2% annual chance). Flood insurance is optional and usually priced lower.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.