23 photos
8956 215th Ter
Cutler Bay, FL 33189
Listing courtesy of EXP Realty, LLC (Luis Ruiz). Contact: [email protected].
Spacious and well-maintained 5-bedroom, 3-bathroom two-story home located in the desirable community of Lakes by the Bay in Cutler Bay! This residence offers a functional layout featuring a bright living area, spacious kitchen with stainless steel appliances, dedicated dining space, and a convenient first-floor bedroom and full bath. The second floor features a generously sized primary suite with walk-in closet and ensuite bath, along with additional bedrooms providing ample space for the family. Enjoy a fully fenced backyard with room to entertain, play, or create your own outdoor oasis. Conveniently located near parks, schools, shopping, dining, Black Point Marina, and major roadways. A great opportunity to own in one of Cutler Bay’s established communities!
- Principal and interest
- $3,029
- Property tax
- $860
- Homeowners insurance
- $375
- HOA
- $48
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.