16 photos
1238 32nd Ter
Homestead, FL 33033
Listing courtesy of Lifestyle International Realty (Louis Chavarri). Contact: [email protected].
Beautifully maintained 2-bedroom, 2-bathroom one-story townhome with a versatile den that can easily be used as a home office, guest room, or potential third bedroom, located in the sought-after gated community of Ventura at Malibu Bay. This move-in-ready residence features a spacious open-concept living and dining area, a one-car garage, and a beautifully remodeled kitchen with abundant cabinetry, generous counter space, and stainless-steel appliances, perfect for everyday living and entertaining. Step outside to the private porch overlooking a fully fenced backyard with a patio, creating an ideal setting for relaxing, entertaining, or enjoying outdoor privacy. Residents enjoy 24-hour gated security and resort-style amenities, including a clubhouse, swimming pools, fitness center, and event room. Surrounded by scenic lakes and palm-lined streets, Ventura at Malibu Bay offers a tranquil atmosphere while remaining conveniently located near Homestead Baptist Hospital, shopping, dining, the Florida Turnpike, and just minutes from the Florida Keys.
- Principal and interest
- $1,669
- Property tax
- $445
- Homeowners insurance
- $208
- HOA
- $285
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Outside the special flood hazard area. Flood insurance is optional.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
- Ground elevation
- 6.8 ft
- Distance to the coast
- 5.4 mi
- NFIP flood policies nearby
- $1,160 to $1,490 a year
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Middle half of 314 NFIP single-family policies in ZIP 33033, zone X, policies effective 2025-10-02 to 2026-10-02. What owners paid, not a quote for this home.
Sources: FEMA National Flood Hazard Layer (panel 12086C0731L, effective 2009-09-11), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.