Atlantic Luxury Advisors
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24 photos

345 Ocean Dr #303

Miami Beach, FL 33139

$425,000
1
1
659 sq ft
1970
1 car
Condominium
$945/mo
Yes
102
Active

Listing courtesy of Coldwell Banker Realty (John McCarthy Jr.). Contact: [email protected].

About this home

Lowest Priced Unit "WITH DEEDED COVERED PARKING SPOT" in Ocean Pointe. A Gem of a Building Amongst All Others On The Beach In The "South of Fifth" Neighborhood - Directly on the Sand! With Covered Parking in the Exclusive Tier One Front Lobby Entrance Area - a $70,000 Value Alone! After 5 Years of Renovations This Building Boasts a New Heated Pool Overlooking The Atlantic Ocean, State of The Art Gymnasium, Spa Restrooms and Cedar Saunas, Locked Bicycle and Paddleboard Rooms, Sleek New Modern Lobby and a Private Beach Entrance. Well Maintained Quiet Building with 24/7 Doormen. This Unit has Moroccan Terracotta Flooring Throughout, Open Kitchen, New Hurricane-Proof Windows & Door. Enjoy the Sunsets On This Triple Sized Balcony. Beachfront Resort Style Living in the Chic "South of Fifth" Neighborhood. With a $50,000 Price Drop This is Excellent Value At This Price Point!

What it costs to own
Estimated monthly payment
$3,953/mo
Principal and interest
$2,149
Property tax
$592
Homeowners insurance
$267
HOA
$945

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,099/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$945/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.